Fully comp can i drive someone elses car

Learner driver insurance Temporary car insurance Help. Account Purchases Sign out. Got an account? View your policies by signing in Sign In. What is DOC? Who can have the driving other cars extension? Other limitations The driving other cars extension is not intended for or suitable for regular use. Originally published on Nov 20, Kate O'Brien I'm the social and content executive at Veygo and have been driving for 5 years. Manage your policy to make mid-term adjustments, including adding named drivers.

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Don't be a victim of car insurance fraud …. Read all guides. Back to top. Comprehensive car insurance is designed to insure you for any accidents in a variety of different situations. It can also compensate passengers or drivers that were injured in the incident. This could cost thousands, depending on how severe the damage is. These would stay on your record for five years. The punishment could be more severe if you already have convictions on your licence.

First, you could be added as a named driver to an insurance policy. They will have the same level of cover as the main policyholder and means they are completely covered should any incidents occur. The named user should never be the person who uses the vehicle most regularly. A frequent exclusion from DOC cover is partners or family members living at the same address. The table below shows roughly what it will cost you to insure an older Group 1 car in different circumstances — we assumed a driver over 40 with a clean licence and five years No Claims Bonus as the single driver, but of course the mix of named drivers could change the second total.

That effect up or down will depend on whether the insurance company thinks the second driver is a better or worse risk than you are. If you are a young driver and you add a second driver who is experienced, over 30, and has a 5 year no claims bonus, you might see your premiums reduced.

However, make sure you tell the truth about who is the main driver. It could invalidate your insurance. But this might not apply to DOC cover. A few companies used to cover named drivers too, but that has become very rare. You definitely need to check. If you want to drive another car on a temporary basis, then temporary insurance might be the best option.